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How Long Does a Pre-Approval Letter Last?

How Long Does a Pre-Approval Letter Last?

Getting pre-approved before shopping for a new home is a smart idea, but what if you don’t find the right home quickly? How long does that pre-approval last? Pre-approval Defined Before going out with a real estate agent to look for the perfect pr

May 06, 2020 | Purchasing a Home Preapproval

3 Things Lenders Don’t Want to See on Your Bank Statements

3 Things Lenders Don’t Want to See on Your Bank Statements

When you take out a mortgage loan, your lender puts a lot of trust in you to repay the loan. Lenders can do this because they do thorough financial background checks on borrowers before agreeing to lend money. Your interest rate will be based on how credi

Jan 01, 2020 | Purchasing a Home Refinancing a Home Credit Preapproval

Is a Bigger Down Payment Always Better?

Is a Bigger Down Payment Always Better?

In the homebuying process, if you find yourself in the enviable position of having more cash than needed for a minimum down payment, it may be difficult to know just how much you should put down. A larger down payment can bring plenty of benefits, but is

Sep 25, 2019 | Purchasing a Home Preapproval Mortgage Advice

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Recent Posts

Understanding VA Loan Occupancy Requirements Why You Should Definitely Do a Pre-Settlement Walkthrough The Pros and Cons of Buying a Historic House 5 Tips for Buying a Home When Interest Rates are High Why Hazard Insurance Matters When You’re Buying a Home

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Evans Mortgage Co.

6355 Riverside Blvd, Suite E
Sacramento, CA 95831
916-731-4405
916-731-4622
NMLS: 231175
DRE: 01160558


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